If it's time to sell your current home and look for something smaller, you're in the right place! While buying a home is familiar territory, it isn't something you do every day. And the process of scaling down your belongings to fit in a smaller space lends an added challenge to making the transition. So it's worthwhile to be fully prepared as you start shopping.

• It's a buyer's market, but you also have a home to sell. Is it the right time to buy now?
• What are the pros and cons of selling vs. staying in your current home?
• What do you really want and need in your new home?
• What can you afford? Use our mortgage calculator to help you figure out the payment that fits in to your budget.
• What's your plan for selling your current home?
• Do you need a refresher on the different types of home loans available?
• Don't forget to check your credit report to make sure it's accurate.