You've organized, reorganized, even tried bunk beds—and your house still feels too small. While buying a new home seems attractive, the thought of selling your home during a buyer's market makes you just want to build an addition onto the house—a very large addition. But first take a look at the big picture:

• Housing prices and interest rates are at their lowest levels in years, which makes buying a home more affordable than ever.
• Richmond home values have only decreased an average of 4.3%, much less than the national average decline of 13%. Even better, over the past five years, home values have increased about 28%. (According to Zillow.com)
• New home prices have dropped. Although you may sell your house for less than anticipated, there is no better time to get a good deal on a new home that best fits your needs.

Your home is much more than an investment. It's where family and friends gather for special occasions and where you go to relax. If your current home is a cramped source of stress, it may make sense to move on.